Loan Origination
Capture applications, evaluate borrowers, manage approvals and move loans efficiently from application through disbursement.
LoanBit
Lending,
made smarter.
Modern loan management software built for growing lenders.
LoanBit brings origination, servicing, payments, client management, reporting and day-to-day lending operations into one modern platform — giving your team the tools to work efficiently and grow with confidence.
Free plan available
Built for growing lenders
Cloud-based
Manage Clients
Keep customer information organised
Originate Loans
Move applications through your workflow
Track Payments
Stay on top of collections and balances
Gain Insights
Understand your portfolio at a glance
Platform
One platform for the lending lifecycle
Replace disconnected spreadsheets, manual processes and fragmented systems with a platform designed around how modern lenders actually work.
Client Management
Maintain a complete view of each customer, their loans, payments, documents, activity and account history.
Loan Servicing
Manage active loans, repayment schedules, balances, interest, adjustments and ongoing servicing from one place.
Payments & Collections
Record repayments, track arrears, monitor collections and maintain a clear picture of every loan's financial position.
Disbursements
Manage approved loan disbursements with clear records, controls and traceability throughout the process.
Accounting & Financials
Keep lending activity tied to the financial records and operational information your team needs.
Reports & Analytics
Monitor portfolio health, lending activity, collections and other important performance indicators through clear reporting.
Risk & Compliance
Support stronger governance with audit trails, permissions, operational controls and compliance-focused workflows.
Flexible Configuration
Configure loan products, branches, users, workflows and operational settings to suit how your lending business works.
From application to repayment
Keep the entire loan journey connected
LoanBit keeps information moving with the loan, reducing handoffs, duplication and unnecessary administrative work.
01
Application
Capture borrower information and start the loan process.
02
Assessment
Review the application, supporting information and risk.
03
Approval
Move approved applications through your internal controls.
04
Disbursement
Release funds and transition the account into servicing.
05
Servicing
Track repayments, balances, collections and account activity.
AI & Productivity
Spend less time digging through data.
LoanBit brings intelligent assistance into lending workflows to help your team understand information faster and focus on the work that needs human attention.
Generate useful summaries of clients and loans.
Surface important portfolio and account information faster.
Get clearer explanations of reports and lending data.
Reduce repetitive administrative work across your operation.
Built to grow with you
Start simple. Add capability as you need it.
LoanBit is designed for lenders at different stages of growth — from small teams moving beyond spreadsheets to larger lending operations requiring more control, automation and scale.
Multiple branches & teams
Expand your operation while maintaining clear roles, permissions and organisational structure.
Client portal
Give borrowers a convenient digital experience for accessing the information and services you choose to make available.
Promotions & engagement
Create targeted offers and campaigns to better engage customers and support new lending opportunities.
API & integrations
Connect LoanBit to the broader tools and services that support your lending operation.
White labelling
Deliver selected borrower-facing experiences using a brand that feels like your own.
Enterprise capabilities
Support larger lending operations with enhanced controls, integrations, security and service requirements.
Security & governance
Built for information that matters.
Lending platforms handle sensitive financial and customer information. LoanBit includes the controls and accountability needed to support responsible day-to-day operations.
✓
Role-based access
Give staff access appropriate to their responsibilities.
✓
Audit trails
Maintain visibility into important actions and changes.
✓
Two-factor authentication
Add another layer of protection for staff accounts.
✓
Configurable controls
Adapt access and operational settings as your organisation grows.
Plans for every stage
Start where you are. Scale when you're ready.
From getting started to running a larger lending operation, choose the level of LoanBit that fits your business.
Modernise your lending operation
Spend less time managing software. More time growing your lending business.
See how LoanBit can bring your clients, loans, payments and lending operations together in one modern platform.
A PlainQode product
Software, thoughtfully built.
LoanBit is designed and developed by PlainQode, a software company focused on creating practical, modern technology that solves real business problems.
Visit loanbit.io to learn more about the platform, available plans and current product capabilities.